NEWS AGENCY OF NIGERIA
Experts advocate financial literacy to navigate lending landscape

Experts advocate financial literacy to navigate lending landscape

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By Rukayat Moisemhe

Credit finance experts have called for the prioritisation of financial literacy in school curriculums as a means of empowering both businesses and individuals to navigate lending.

The experts made this call at the First Central Credit Bureau event on Thursday in Lagos, themed: “Exploring Credit Opportunities and Boosting Financial Literacy in a Challenging Economy”.

According to them, financial literacy enhances economic development by enabling informed financial decisions and promoting stability.

Mr Gbemi Adelekan, Managing Director of Trafalgar (Kwikpay Credit), stated that only 38 per cent of Nigerians were financially literate, while 40 million remained financially excluded.

He noted that although Nigeria’s financial landscape was evolving rapidly, many Nigerians lacked basic financial knowledge, which in turn affected economic growth.

Adelekan explained that this limited financial knowledge impacted access to credit, highlighting the need for solutions and initiatives to improve financial literacy.

He added that financial literacy was low in rural areas and among young people, leading many to fall into debt traps, financial fraud, and scams.

“A large portion of Nigerians have not received proper financial education, limiting their ability to make informed financial decisions.

“Despite efforts, around 40 million Nigerians remain financially excluded, leaving a significant gap in the formal financial system.

“While financial knowledge can drive inclusion, without proper guidance, individuals may still fall victim to fraud and illegal financial schemes.

“Financial education is not widely integrated into formal curricula, making it difficult for young Nigerians to acquire essential money management skills,” he said.

Adelekan emphasised the need to leverage technology, stating that digital financial technology, driven by increasing internet penetration, has become a key tool for enhancing financial inclusion in Nigeria.

He advocated for financial education to begin at a young age through structured learning, as such initiatives would have an impact on the country’s economic future.

“Financial literacy can be a catalyst for economic revitalisation.

“Financial literacy will break the cycle of poverty, create jobs, foster entrepreneurship, support national development, and encourage responsible financial decisions, among others.

“While digital loans play a crucial role in expanding credit access, government regulation is needed to protect borrowers and lenders,” he said.

Dr Oladimeji Peters, Managing Director of First Central Credit Bureau, noted that long-term financial success depends on continuous learning about financial products, including credit options.

This, he said, could empower individuals to make informed choices.

Peters added that understanding fundamental financial concepts, such as budgeting and credit utilisation, was essential for anyone seeking financial stability in uncertain economic conditions.

According to him, a broader understanding of economic factors affecting financial management can help individuals make strategic decisions regarding credit and investment opportunities.

“Utilising budgeting tools, apps, and financial advisors can enhance your financial acumen, ensuring that you are well-prepared for any economic opportunities.

“In challenging economic periods, enhancing financial skills can foster resilience, and knowledge about credit and financial planning can safeguard against financial pitfalls,” he said.

Peters urged businesses to stay informed about trends in financial literacy, as this could provide insights into effective financial management strategies and improve creditworthiness.

He added that businesses must understand the role of credit scores in determining an individual’s ability to secure loans and credit, significantly influencing financial decisions in a challenging economy.

“A higher credit score opens doors to better financial products, impacting choices such as mortgage rates, credit limits, and insurance premiums.

“Boosting financial literacy, particularly regarding credit scores, empowers individuals to make informed decisions, improving their economic circumstances.

“Engaging in financial education programmes can provide essential skills for managing finances and understanding credit terms, ultimately leading to better decision-making,” he said. (NAN)

Edited by Olawumi Ashafa

NIOB seeks policies to check quackery in building sector

NIOB seeks policies to check quackery in building sector

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By Olasunkanmi Onifade

Nigerian Institute of Building (NIOB) has called for the strengthening of policies to eliminate quackery, enforce building standards and hold violators accountable in the building sector.

President of the institute, Alderton Ewa, said this in Abuja on Wednesday at a news briefing to commemorate the ‘2025 Builders Day’.

The News Agency of Nigeria (NAN) reports that the day was set aside to celebrate the building profession, acknowledge the achievements and reflect on the challenges facing the industry.

NAN also reports that the theme of this year’s edition is: ‘Builders’ Role in Effective Building Control and Regulatory Compliance for Sustainable Construction’.

Ewa said that quackery in the profession remained one of the biggest threats to the building industry in Nigeria.

“Untrained and unlicensed individuals continue to infiltrate the profession, carrying out substandard work that leads to structural defects and, in worst cases, deadly collapses.

“These unqualified individuals operate without a proper understanding of engineering principles, safety measures or building codes, jeopardising the safety of countless individuals.

“As professional builders, we must stand firm against this menace. We must ensure that only qualified and certified professionals handle construction projects,” he said.

The NIOB president stressed the need for collaboration among regulatory authorities to enforce strict licensing measures and create public awareness on the dangers of engaging unqualified builders.

He said that the frequent cases of building collapse in the country were not only alarming but also a tragic reminder of the need for strict adherence to building regulations, professional ethics and standards.

Ewa stated that many innocent lives had been lost, property worth billions of naira destroyed and confidence in the industry eroded due to preventable structural failures.

“While various factors contribute to building collapse—such as substandard materials, poor structural designs and lack of proper supervision—the role of unqualified individuals and unethical practices cannot be overlooked.

“It is our collective duty to ensure that the highest standards of professionalism and integrity are upheld at all times,” he said.

The NIOB president highlighted the importance of adhering to building codes to include: ensuring the safety, durability and efficiency of structures.

He said that compliance with codes was not optional but mandatory requirements for any construction project.

“They provide essential guidelines on material selection, structural integrity, fire safety, environmental considerations, and accessibility.

“International Building Code (IBC) and National Building Code (NBC) offer standardised safety measures to prevent construction failures.

“Compliance with local and national building regulations ensures that structures withstand environmental and usage stresses,” he said.

Ewa said that builders should be up to date with code amendments and incorporate modern construction innovations and safety measures in their projects.

He said domestication of the building code at the state level would enhance compliance, thereby allowing state governments to establish robust physical planning permit regulations and enforce building control measures.

According to him, strict adherence to building codes can prevent structural failures and enhance public trust in the industry

Ewa said it was essential for builders to educate clients and stakeholders on the benefits of regulatory compliance and the risks associated with non-compliance. (NAN) (www.nannews.ng)

Edited by Uche Anunne and ‘Wale Sadeeq

SMEDAN DG urges ECOWAS member states to implement ESBC programmes

SMEDAN DG urges ECOWAS member states to implement ESBC programmes

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By Mark Longyen

The Director-General, Small and Medium Enterprises Development Agency of Nigeria (SMEDAN), Charles Odii, has urged ECOWAS member states to actively implement the ECOWAS Small Business Coalition’s (ESBC) programmes.

Odii gave the advice in an interview with the News Agency of Nigeria (NAN) in Praia, Cape Verde, on Wednesday, at a meeting of West African countries’ ESBC presidents and stakeholders.

NAN reports that the event, organised by ESBC in collaboration with ECOWAS, aims to empower West African Micro, Small, and Medium Enterprises (MSMEs) to drive subregional economic growth and integration.

It also aims to promote gender-inclusive trade policies across member states, and prepare them to leverage the opportunities of the African Continental Free Trade Area (AfCFTA), and the ECOWAS Trade Liberalisation Scheme (ETLS).

Odii said ECOWAS had done the necessary thing by producing the articles and the laws required for the MSMEs to thrive, stressing that it was now left for the individual member states to ensure implementation.

“Right now, there are conversations around access to credit, around access to land for development of SMEs, around access to finance.

“But this would not be implemented by ECOWAS as an organisation.

“Rather, it will be implemented by the member states of ECOWAS.

“So, we need the member states to take action and key into this by going out there and ensuring that the ecosystem has cohesion and collaboration,” he said.

He said that the gathering was an opportunity for the ESBC presidents to consider the challenges facing them collectively, with a view to holistically tackling them as a subregion.

“The challenges that affect small businesses in Ghana are very similar to those that affect small businesses in Nigeria.

“Challenges that affect small businesses in Togo are very similar to the ones found in Guinea-Bissau, Burkina Faso, and so on.

“So we are looking at these challenges, and many of them border on financing; many of them border on corporate governance, trade and investment and many of the challenges border  on communication,” he said.

He expressed optimism about the future of MSMEs in West Africa, describing the enterprises as “the engines of progress in the subregion”.

The director general urged them to harness industrialisation possibilities, leverage trade frameworks, and ignite investments that could transform challenges into opportunities.

He disclosed that Nigeria alone has no fewer than 39,654,844 million MSMEs, saying that 13 out of 15 member states attended the meeting, with the conversation tailored to foster MSMEs’ development across the West African subregion.

Odii emphasised that mutual collaboration among member states is critical to achieving success.

He, therefore, urged them to leverage the African Continental Free Trade Area (AfCFTA), and the ECOWAS Trade Liberalisation Scheme (ETLS).

“I think that the future is very bright for small businesses here because one of the things that we are doing here is actually to deliberate on identity.

“We’re also deliberating on payment and on how to facilitate payment from different countries into another.

“We’re deliberating on data, on how we can access data and use data to make informed decisions for the citizens in the different ecosystems.

“And lastly, we’re also deliberating on capacity development and infrastructure – infrastructure that will help facilitate this and help member countries and for export,” Odii said. (NAN) (www.nannews.ng)

Edited by Emmanuel Yashim

Bank charges: Economist wants CBN, policymakers to address citizens’ concerns

Bank charges: Economist wants CBN, policymakers to address citizens’ concerns

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By Emmanuel Oloniruha

An Economist, Dr Augustine Kutu, has advised the Federal Government, Central Bank of Nigeria (CBN), and policymakers to address concerns of Nigerians on the new charges on bank transactions.

Kutu, an Assistant Professor, University of Western Ontario-Canada, gave the advice in an interview with the News Agency of Nigeria (NAN) on Wednesday in Abuja.

He noted that while citizens had expressed concerns that the policy reduces their purchasing power, imposes a financial burden, and discourages savings, banks argued that the charges were necessary to offset their operational expenses and stimulate the economy.

“As part of the monetary policy framework, CBN regulates bank charges and deductions, including those related to cash transactions and account maintenance.

“These charges vary across banks and are dependent on the specific type of transaction.’’

According to CBN, the reintroduction of the charges on certain cash deposits and withdrawals is to promote modern and efficient payment system.

“It aims to reduce the country’s reliance on cash transactions, which can be costly and hinder economic development,’’ the don said.

Kutu said it was obvious that the policy would discourage excessive cash handling, minimise operational costs, and encourage Nigerians to adopt alternative payment methods, such as digital transactions.

He said that the country’s current economic climate posed significant challenges to the policy’s effectiveness.

“Paramount among these challenges is security concerns, as electronic payment systems are vulnerable to cyber threats and data breaches.

“Additionally, unreliable infrastructure, including limited access to internet and power, hinders the wide spread adoption of digital payment methods.

“The low digital literacy, particularly in rural areas, and the recent approval of fifty per cent hike in telecom tariffs may continue to discourage Nigerians from embracing the new policy.

“To ensure the successful implementation and adoption of the policy, policymakers must first tackle pressing customer concerns, including the steady increase in telecom tariffs, cybercrime fears, and technical issues,’’ he said.

Kutu also advised the CBN to consider other measures like implementing a downward review of Automated Teller Machine (ATM) and (Point of Sales (POS) transaction service fees, as well as interbank charges to decrease financial burdens on customers.

“There should also be an increase access to ATMs and POS terminals, particularly in rural areas, to promote financial inclusion,’’ he said.

Kutu also urged development of Information and Communication Technology (ICT) infrastructure in rural areas to bridge the digital divide and facilitate access to digital financial services. (NAN) (www.nannews.ng)

Edited by Ese E. Eniola Williams

Nigeria risks 0bn food import bill without digital agriculture- Group

Nigeria risks $110bn food import bill without digital agriculture- Group

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By Felicia Imohimi

The Sasakawa Africa Association (SAA) has warned that Nigeria could spend 110 billion dollars on food imports in 2025, if it fails to adopt and strengthen digital agricultural extension services.

Dr Godwin Atser, SAA’s Country Director, said this on Tuesday in Abuja at the Annual Stakeholder Workshop, themed “Transforming the Agricultural Landscape through Digital Agricultural Extension and Advisory Services”.

Atser identified extension and advisory services as key to agricultural transformation, stressing that continuous spending on food imports is unsustainable.

“If we continue to do that, it means we are exporting jobs, and that will further affect our economy.

“However, if we are importing food and our productivity continues to remain low, one of the things that is going to happen is that climate change, which is one of the controls, will further worsen the situation”.

Atser called for immediate stakeholder intervention to address the existing gaps in Nigeria’s agricultural extension services, urging a shift in approach.

He noted that while there are innovations capable of transforming agriculture, the country’s extension system remains weak.

“In some states at the moment, there is no extension service at all, We have seen consistently that economies that make progress in agricultural transformation are those that place strong emphasis on technology transfer”.

Speaking on the workshop theme, Atser noted that over 90 per cent of Nigeria’s population use mobile phones, with internet penetration growing rapidly across Africa.

He stressed the need to harness these opportunities to deliver timely and high-quality information to farmers, improving their livelihoods.

“Harnessing the power of digital solutions will be a very good instrument that will help us succeed in our agricultural transformation.

“In today’s fast-changing world, digital solutions are revolutionising how we deliver our extension and advisory services.

“It entails bridging gaps, empowering stakeholders, and ensuring that critical knowledge reaches those who need it most, be it in agriculture, health, education, or business.

“Digital tools enable us to provide real-time, accessible, and data-driven support, ultimately enhancing decision-making and productivity”.

Atser also noted the increasing role of Artificial Intelligence (AI) in global agriculture, stating that AI-driven tools can predict various factors affecting the sector through computer-based analysis.

He emphasised that stakeholders must leverage digital tools to transform agriculture, while also highlighting the importance of collaboration in improving agricultural productivity.

“The key to addressing the productivity challenge in agriculture and making digital solutions effective is collaboration,” Atser added. (NAN)

Edited by Tosin Kolade

Boosting post-flood farming through ‘Residual Moisture Crop Production’ in Kebbi

Boosting post-flood farming through ‘Residual Moisture Crop Production’ in Kebbi

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By Muhammad Lawal, News Agency of Nigeria (NAN)

Flooding is a natural disaster that happens when water spills over into usually dry land, often resulting in extensive damage.

It can be caused by heavy downpours or human factors such as deforestation and inadequate urban planning.

Nigeria has faced severe river and coastal flooding, leading to substantial destruction.

In 2012, excessive rainfall caused the Niger and Benue Rivers to overflow, impacting communities across 30 states.

Over 2.3 million people were displaced, more than 360 lives were lost, and economic losses reached ₦2.6 trillion ($7.4 billion).

A decade later, in 2022, another major flood affected 33 states, displacing 1.4 million people and killing over 600.

Kogi, Anambra, and Bayelsa were among the worst affected due to intense rainfall and the release of water from Ladgo Dam in Cameroon.

Evidently, the consequences of flooding are severe, ranging from loss of life and destruction of property to economic hardship and displacement of entire communities.

Albeit the inevitability of floods, analysts believe that proactive measures can help mitigate their impact.

According to them, floodplain management, control structures, early warnings, and watershed management are crucial for reducing risks and improving preparedness.

They argued that to safeguard communities, Nigeria must prioritise urban drainage improvements, river dredging, and enhanced flood mitigation policies.

Kebbi was among the hardest-hit areas during the 2024 rainy season, with devastating floods leaving many farmers impoverished and homeless.

Media reports indicate that severe flooding in the state in 2024 affected 16 of its 21 Local Government Areas (LGAs), with Argungu, Birnin Kebbi, Ngaski, Jega, and others worst hit.

The disaster destroyed about 329,000 homes and submerged 858,000 hectares of farmland used for rice, millet, sorghum, and beans.

Tragically, 29 people died, with fatalities recorded in Ngaski, Maiyama, Kalgo, Jega, and Birnin Kebbi.

To support farmers and mitigate crop losses, Gov. Nasir Idris introduced the ‘Residual Moisture for Cultivation of Crops’ strategy.

This method uses moisture left by the floods to irrigate fast-growing crops, helping farmers recover and turn adversity into opportunity.

The initiative provided farmers with improved seeds for potatoes, cassava, and maize, as well as fertilisers and chemicals; all free of charge.

The goal was to help them recover their losses and resume normal agricultural activities.

Under the scheme, no fewer than 16,000 farmers benefitted from government support to rebuild their livelihoods.

During an inspection tour of the affected communities, Alhaji Shehu Ma’azu, Commissioner for Agriculture and Natural Resources in Kebbi, provided insights into the programme’s objectives.

He revealed that the pilot scheme was implemented in Raha (Bunza LGA), Bahindin Bagugo (Bagudo LGA), and Mayalo (Maiyama LGA), where farmers received essential agricultural inputs.

“When the devastating floods struck, the state government, through this ministry, promptly supplied improved seeds, fertilisers, and chemicals to support affected farmers.

“We are happy that the selected farmers used the seeds, fertilisers, and other inputs supplied to them very well. Today, we are here to inspect what you have done and report back to the governor what we saw.

“Glory be to God Almighty, these people have recovered, and the seeds supplied to them were fantastic as they yielded the desired results,” Ma’azu stated.

Similarly, Alhaji Yakubu Ahmed-BK, Commissioner for Information and Culture, underscored the importance of food security, urging farmers to remain steadfast in their work.

“Everybody’s concern today is about what to eat, indicating that food is critical to human existence.

“Farm is wealth,” he remarked, encouraging farmers to stay committed to agriculture.

He also called on communities to pray for the success of Gov. Idris’ administration, which has prioritised youth and farmer empowerment.

The initiative has been widely praised by the beneficiaries, with many confirming its positive impact on their lives.

Speaking on behalf of the affected farmers, Alhaji Abubakar Walin-Raha, who represented the District Head of Raha, commended the governor for his foresight and proactive approach.

“We are very happy that these seeds are extremely good. We used them and saw how effective they are.

“We want to plead with the state government to assist us with pumping machines so that we can embark on irrigation of these three crops,” he appealed.

Similarly, Malam Bala Dan-Malam, a peasant farmer in Raha, expressed deep appreciation for the government’s intervention.

He noted that the initiative had boosted their morale and improved their farming methods.

He also urged the state government to consider expanding the scheme into an all-year-round farming system to ensure continuous agricultural productivity.

Other farmers shared their experiences and hopes for the future.

Alhaji Bawa Sani, Sarkin Noman Raha, emphasised the need for continued government support.

“We are very grateful to the Kauran Gwandu administration. This scheme has actually turned our pains into wealth because all those who participated are now very happy due to high yields.

“As farmers, we would be delighted if this scheme is extended to others affected by floods across the state. I believe this will go a long way in cushioning the effects of the disaster”.

Likewise, Alhaji Tukur Umar, District Head of Bahindin Bagugo, confirmed that after planting the seeds, he also received three truckloads of fertiliser, which he distributed among 40 village heads in his district.

A veteran farmer, Malam Abubakar Mai-Kifi, who has been in agriculture for over 40 years, described the government-provided maize seeds as the best he had ever used.

Another beneficiary, Malam Musa Mai-Dala’ilu, revealed how the initiative had encouraged more people, including those who had never farmed before, to embrace agriculture.

Also, Alhaji Muhammad Sani, Marafan Mayalo, expressed gratitude to Gov. Idris for his commitment to restoring livelihoods.

“We are happy that after the flood, life is returning to normal.

“We appreciate the governor for this gesture and also for reconstructing the collapsed bridge during the rainy season,” he concluded.

Stakeholders say With the Residual Moisture Crop Production initiative, Kebbi is setting a precedent in flood recovery efforts, turning adversity into opportunity.

This programme, they said ensures that affected communities can rebuild stronger and develop more resilient agricultural systems.  (NANFeatures)

How UNICEF, partners transformed Almajiri, Girls’ lives in Sokoto

How UNICEF, partners transformed Almajiri, Girls’ lives in Sokoto

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By Funmilayo Adeyemi, News Agency of Nigeria (NAN)

Two years ago, Abubakar Mustapha’s life was filled with uncertainty.

Like many young people in Shuni, a community in Dange-Shuni Local Government Area of Sokoto State, he struggled to find a stable source of income.

However, his fortunes changed when he participated in an empowerment training programme run by UNICEF, with support from the Eleva Foundation.

This initiative marked the beginning of an unforgettable transformation in his life.

At first, Mustapha was unsure of what to expect.

The programme introduced him to the art of shoemaking, a craft he had never considered.

Yet, with patience and dedication, he mastered the skill, turning pieces of leather into finely crafted footwear.

What began as a simple learning opportunity soon became a pathway to financial independence.

But Mustapha’s journey was not just about personal success.

Understanding the power of knowledge, he has since trained four other individuals, passing on the skills that changed his life.

For him, shoemaking is more than just a trade, but a symbol of resilience.

With every pair of shoes he creates, he not only shapes leather but also forges a better future for himself and those he mentors.

“I was an Almajiri, moving from house to house. But that is no longer my reality. I now earn money from the skill I learned, and I have trained other boys”.

His craftsmanship has gained recognition, allowing him to earn ₦11,000 or more per week, enough to sustain his needs and improve his overall well-being.

Similarly, Faiza Bello grew up in a community where opportunities for girls were scarce. She often wondered what the future held for her.

Her life took a new turn when she discovered a child-friendly space centre, established by UNICEF in three Local Government Areas of Sokoto State, with support from the Eleva Foundation.

At the centre, Bello found more than just a place to learn.

She embraced literacy and vocational training programmes, equipping herself with essential skills for a brighter future.

Through mentorship and hands-on training, she gained practical knowledge that enabled her to earn a living.

“The centre has done a lot for adolescent girls in this community. Since UNICEF and the Eleva Foundation came, we have been able to escape challenges like early marriage and poverty.

“We can now stand on our own, run businesses, and even support others. Many girls have come to the centre to receive help,” she said.

Beyond vocational skills, Bello also received training on proper nutrition and healthy eating, ensuring she could take better care of herself and her loved ones.

Also, she was educated on comprehensive sex education and gender-based violence awareness, empowering her to make informed decisions and stand up for her rights.

Likewise, UNICEF’s intervention rescued a 15-year-old girl (name withheld) from an early marriage.

Albeit her young age, her family had arranged the marriage due to financial hardship.

However, swift action by UNICEF and relevant child protection agencies prevented the marriage and ensured she was placed in a safe environment.

As part of the support, she is now enrolled in a child-friendly space centre for vocational training, giving her the opportunity to acquire skills for a better future.

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These experiences reflect the impact of UNICEF’s efforts to support Almajiri children and out-of-school adolescent girls in northwest Nigeria.

The Almajiri system, which traditionally involves young boys leaving home to receive Islamic education, often leaves them without access to formal schooling, proper care, or financial security.

Currently, around 10 million children in northern Nigeria are part of the Almajiri system, many of whom lack basic welfare (UNICEF).

A 2024 study found that for every six boys who enter the system, three die, two go missing, and only one survives.

The mortality rate stands at 308 deaths per 1,000 births, significantly higher than the national average of 132 per 1,000 (International Journal Corner).

In Kano city, nearly 1,400 Qur’anic schools accommodate 150,000 Almajiri boys, often in poor sanitary conditions, leading to high rates of open defecation (Sanitation Learning Hub).

Similarly, adolescent girls face numerous barriers to education due to socio-cultural and economic factors.

Recognising these challenges, UNICEF has been working to bridge the gap by equipping children with both academic and vocational skills.

Additionally, the organisation is improving data collection for better planning and resource allocation.

Speaking at a recent media dialogue in Sokoto State, UNICEF Child Protection Specialist Pius Uwamanua emphasised the role of education and skills training in addressing these issues.

He explained that child-friendly space centres serve as comprehensive facilities, offering mentorship, life skills training, and vocational programmes.

According to Uwamanua, these projects are currently being implemented in five North-West states: Kano, Kaduna, Jigawa, Sokoto, and Katsina.

“Despite increased primary school enrolment in Sokoto State, 113,208 Almajiri children, mostly boys, are still living outside of family care, while 136,315 adolescent girls remain out of school”.

The centres provide multi-sectoral training in vocational, digital, and financial literacy skills, empowering Almajiri children and out-of-school adolescent girls to become self-reliant.

The vocational programmes include knitting, cosmetology, tailoring, and shoemaking.

The centres also offer mentorship for children at risk of early marriage and gender-based violence.

“The initiative has created a safe space where children can build trust and receive the necessary support, including legal services and psychosocial assistance,” Uwamanua said.

UNICEF Chief of Field Office in Sokoto, Mr Michael Juma, reaffirmed the organisation’s commitment to working with the Sokoto State Government and other partners to expand education access and support marginalised children.

Juma noted that household data collection on Almajiri children and out-of-school adolescent girls has been instrumental in shaping education programmes.

He however acknowledged that identifying affected households remains a challenge.

“To inform education programme design, we are currently using a mapping technique to identify all out-of-school children. This approach has yielded notable successes, particularly in vocational skills training,” he explained.

He further called for sustained investment in education to reduce the number of out-of-school children and provide them with better opportunities.

Similarly, Mallam Yusuf Ibrahim, Director of Child Development and Protection at the Sokoto State Ministry of Women and Children Affairs, urged the state government to commit to sustaining the skills empowerment centres.

He emphasised the need for revolving funding to ensure long-term sustainability.

“The digital village for Almajiri and out-of-school adolescent girls is a model that the state government can adopt.

“Our ministry is ready to provide leadership, technical expertise, and monitoring to ensure the centres remain effective”.

Addressing the shortage of female teachers, which affects both education access and healthcare delivery, Ibrahim also advocated for the recruitment of more female teachers.

The District Head of Gagi, Alhaji Muhammad Jabbi, urged the government to support initiatives that improve the lives of Almajiri children and out-of-school youths.

He expressed gratitude to UNICEF and the Eleva Foundation for their efforts, noting that their programmes have been instrumental in bridging the education gap for marginalised children.

While acknowledging the impact of these initiatives, he stressed the need for government intervention to ensure their continuity and sustainability.

Analysts say with early marriage and out-of-school adolescents still a prevalent issue, UNICEF’s intervention serves as a beacon of hope.

They opined that with strong government backing, these projects can have a lasting impact, reducing illiteracy and equipping vulnerable children with the skills needed for a better future. (NANFeatures)

ECOWAS boosts MSMEs for regional growth

ECOWAS boosts MSMEs for regional growth

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By Mark Longyen

The Economic Community of West African States (ECOWAS) has reaffirmed its commitment to empowering Micro, Small, and Medium-sized Enterprises (MSMEs) as key drivers of regional economic growth and development.

ECOWAS Commissioner for Economic Affairs and Agriculture, Mrs Massandjé Toure-Litse, stated this during a meeting of the ECOWAS Small-Scale Business Coalition (ESBC) in Praia, Cape Verde, on Monday.

The News Agency of Nigeria (NAN) reports that the event, with the theme ‘Empowering Women for Sustainable Trade, Investment Opportunities and Economic Growth,’ also marked the 2025 International Women’s Day celebrations.

Represented by Dr Tony Elumelu, ECOWAS Director of Private Sector, Toure-Litse urged member states to collaborate in shaping actionable strategies for integration, competitiveness, and innovation.

She also encouraged them to harness the African Continental Free Trade Area (AfCFTA) to boost industrialisation, strengthen trade frameworks, and attract investments that turn challenges into opportunities.

According to her, the coalition serves as a beacon of hope and is well-positioned to create jobs, empower women and youth, and enhance economic cooperation among member states.

“Let us use today’s discussions to shape bold, actionable strategies that advance integration, competitiveness, and innovation across our region.

“With AfCFTA as our springboard, we must capitalise on industrialisation, trade frameworks, and investment opportunities to drive economic transformation,” she added.

Toure-Litse described the formation of ESBC as a milestone that underscores the coalition’s determination to drive economic growth, innovation, and empowerment across the subregion.

She noted that ESBC had established a thriving ecosystem that supports businesses and communities, highlighting the coalition’s progress and inspiring achievements.

“Today, we gather not only as partners in progress but as architects of a brighter and more prosperous future for our region.

“As we celebrate Women’s Day, we acknowledge the invaluable contributions of women entrepreneurs and leaders who are driving our economies forward,” she added.

Dr Abdulrashid Yerima, ESBC President, said the event’s theme was not just a slogan but a clarion call to action for economic transformation.

He emphasised that AfCFTA and the ECOWAS Trade Liberalisation Scheme (ETLS) serve as gateways to unlocking opportunities for millions of women-led businesses.

Yerima stressed that investing in women’s access to finance, digital tools, and cross-border markets is essential for fostering sustainable growth that benefits entire communities.

He described the event as a tribute to the resilience of women in West Africa and beyond, whose leadership and innovation are shaping a future of shared prosperity.

“As we celebrate, let us also recommit to breaking barriers, amplifying women’s voices in policymaking, and creating ecosystems where every woman entrepreneur can thrive.

“The women of West Africa are not just participants in this journey—they are its architects,” he added, praising their resilience, innovation, and leadership.

Cape Verde’s First Lady, Mrs Debora Carvalho, expressed gratitude to ECOWAS for hosting the event in her country and pledged support for ESBC’s objectives.

Similarly, Cape Verdean Minister of Entrepreneurship, Domingo Monteiro, reaffirmed the country’s commitment to collaborating with ESBC to achieve West Africa’s economic integration and development goals. (NAN (www.nannews.ng)

Edited by Kamal Tayo Oropo

NGO to host national dialogue on food security

NGO to host national dialogue on food security

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By Felicia Imohimi

One Acre Fund, an NGO, has announced that it will host a national dialogue on food security to address critical challenges in Nigeria’s agricultural sector.

Adetola Adegbite, the Country Director of the organisation, made this known in a statement on Monday in Abuja ahead of the programme, scheduled for March 20.

Adegbite stated that the dialogue aims to drive collaborative solutions towards a more food-secure future for the population.

He explained that the event, themed “Achieving Food Security in Nigeria: Bridging the Gap”, will bring together key actors across the agricultural value chain, including government agencies, private sector leaders, development partners, and civil society organisations.

The country director, who identified smallholder farmers as the backbone of the nation’s food system, however, stressed that systemic challenges continue to limit their productivity and resilience.

“The National Stakeholders Dialogue presents an opportunity to bring all stakeholders to the table to drive real change through innovative policies, strategic investments, and knowledge-sharing.

“Together, we can bridge the gaps and work towards a more food-secure Nigeria.

“Nigeria’s food security landscape faces pressing challenges, including climate change, limited access to quality inputs, weak extension services, market barriers, and financial constraints for smallholder farmers.

“The dialogue will serve as a platform for in-depth discussions on these issues, with the goal of fostering strategic partnerships and policy recommendations to enhance agricultural resilience and productivity,” he said.

Adegbite added that the dialogue will feature two high-impact panel discussions, including “State of the Nation – Challenges of Food Security and Climate Change in Nigeria”.

According to him, experts will assess the current food security situation, climate adaptation strategies, and the key policy and investment gaps that require urgent attention.

“One Acre Fund is an NGO supporting smallholder farmers in rural sub-Saharan Africa to build resilient communities by providing them with agricultural resources, financing, and training, enabling them to grow more food and achieve prosperity”. (NAN)

Edited by Tosin Kolade

 

Invest in Cape Verde, First Lady urges foreigners

Invest in Cape Verde, First Lady urges foreigners

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By Mark Longyen

The First Lady of Cape Verde, Mrs Debora Carvalho, on Monday called on foreign investors to take advantage of the abundant investment opportunities offered by her country.

Mrs Carvalho made the call in an interview with the News Agency of Nigeria (NAN) in Praia, the country’s capital.

According to her, Cape Verde has enormous potentials for economic development that will position them for higher levels of growth.

She said the numerous tourist attractions in the country’s tourism sector constituted about 25 per cent of the country’s Gross Domestic Product (GDP).

“We have a lot of opportunities. Cape Verde has beautiful islands, oceans, and sea.

“Tourism is also an important area and it represents 25 per cent of our GDP.

“We have a lot of other potentials. Each of the 10 islands has different realities with specific opportunities,” she said.

Mrs Carvalho added that the country has the advantage of being accessible by both sea and air, with a potentially vibrant transport sector.

She said that the country is endowed with a vibrant youth population, 70 per cent of which is below 30 years old.

“We have a good transportation system – air and maritime transport.

“We also have rocks. I always say we don’t have gold, we don’t have diamond, but we have beautiful rocks that can be used in civil construction.

“And, of course in our youth population, we have enormous potential.

“70 per cent of our society is less than 30 years old. So this is strong,” she said.

She expressed delight in the ECOWAS Small Business Coalition’s (ESBC) decision to hold a training for MSMEs in the country, saying it provides an opportunity for West African small businesses to share experiences.

“So, I think it’s a really important opportunity for sharing the experiences, the reality, the policies that are being taken.

“Definitely, it’s a promotion for the country, but it’s basically a way of sharing and complementing the opportunities,” she said.

The first lady described the International Women’s Day, which is celebrated annually in March as a day of reflection for the womenfolk.

“I see it as a month of reflection for everything we achieve, for the victories, but we still have challenges for women and girls.

“So, for me, it’s a month of reflection, celebrating what we achieve, but standing strong for those that we have yet to achieve,” she added(NAN)(www.nannews.ng)

Edited by Emmanuel Yashim

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